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  • Another vote for the LangCat Platform Analyser.
  • Hi @traceyc You have definitely raised a lot of very valid points. I have experience of both pooled and 1:1 approach and there definitely isn't an ideal solution but there is a solution that will work for your team (maybe even a mixture of both).…
  • I too look forward to the Howwow. In the meantime, have a look at Canva and have you explored icons in Word? They can be a great starting point for making reports a little more visual and drawing attention to important info, risk warnings, or signpo…
  • @richallum - I would love to join if still possible.
  • I studied linguistics in Poland and decided to take a gap year to improve my English and what better place to do this than England itself. right? I had hoped for a job in a pub, hotel or a restaurant but a local job agency put me in an admin depa…
  • As an employer, I happily pay for the CII membership subject to the employee committing to the agreed study schedule and CPD requirements. It's a win-win situation - everyone benefits. I previously worked for an employer who didn't want to pay, s…
  • Hi Andy We use Harvest in a similar way to Ben. The client is always the adviser's firm we're working with, and the project name includes the end client and type of work. We also have standard tasks set up which mirror the stages of the case s…
  • I agree with Clare's comments above. A good meeting note template would be a great start and it doesn't have to be complicated. Most advisers seem to have a dislike of long forms (yet some still produce 50+ page suitability reports) so a 1-2 page fo…
  • @Suse1969 said: Love this thread. We've just discussed it in the team and we all say written phrases out loud to check they make sense. That's a great tip for proof-reading. Also - read the report back to front.
  • I never use however in the middle of a sentence to separate two clauses. I would use but, or a full stop with however to start the next sentence. I feel like however should be preceded by a semicolon and not a comma. It's probably one of the few occ…
  • @Nathan / @richallum glad I could help. I learnt English from a textbook, so I see the English language from a different perspective - most of the time, it's a hindrance but, occasionally, it proves useful.
  • I used to use Patterson and found it really helpful.
  • "Neither of" is followed by a plural noun or pronoun (in your example "you") and a singular or plural verb, which means that both forms are grammatically correct. However, a plural verb is more informal, so: Neither of my parents **speaks ** ​…
  • Lots of great suggestions. I would also add: * The One Thing by Gary Keller * Deep Work by Cal Newport * Get Things Done by David Allen Not financial planning related but all have had a profoundly positive effect on the way I work and how mu…
  • We write short reports every time somebody crystallises - no matter how little. We also write reports when clients draw income (lump-sum and regular) from their pension pots. There is normally quite a lot to consider - LTA (for PCLS), long-term f…
  • @benjaminfabi this is amazing. I was quietly counting on your COBS knowledge. Thank you. And thank you, @arongunningham, @Suse1969 and @richallum for confirming I wasn't going crazy and was interpreting the rules correctly.
  • We recently (last week) transferred a Standard Life SIPP to another large SIPP provider and it was done within days. So I think I'm with @arongunningham on this one, as the most plausible explanation.
  • Hi Barry, I took it and passed it in May last year. I used the CII material as the core study text, which was okay, plus some practice papers from Brand FT, which I always find useful. Personally, I found this to be a relatively easy exam, and a bre…
  • I second all of the above and would also suggest a good old excel spreadsheet.
  • Voyant is great but for simpler cases or high-level thinking, I really like Moneyscope. 
  • Wouldn't it be amazing, if all providers got together and put all their amazing tools and calculators on one website? #christmaswish
  • I also like Client Support - it encompasses so much more than "administration". On the other end of the spectrum, for me at least, is Sales Support and calling financial planners, Consultants.
  • Hi @Mummyto2girlz  First of all, it's wonderful to hear you are getting back into it after a bit of a break. Financial services and paraplanning, in particular, offer great opportunities for women to have a fulfilling career whilst bringing up a fa…
  • Hi @Pedro  If you're doing due diligence in this area, you may also find it useful to look at Dynamic Cash Management http://www.dcmcash.com/cash-management-for-your-clients/   We did some work on this a few months back and also looked at Octopus …
  • Great discussion. We use Moneyscope with DB transfers and it works very well.  Similarly to @parawhat, we start with replicating income from the DB scheme in a personal pension environment. We prepare three cash flows for this:  1. What growth rate…