richallum
Can't remember what this box is for.
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- richallum
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Comments
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@Nath ER contributions only allowed from your own LTD Co if you're a director & shareholder.
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They've done well with their D2C ISA & GIA. As a client, it's been flawless for me. Disappointed the pension doesn't take employer contributions yet though. That stopped some of my team going there.
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@MB15 does your current employer have a compliance service? If so they probably have a suite of templates that would be a good starting point. I'm not a fan of most of the examples I've seen as they are formulaic and 'throw the kitchen sink' style. …
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Hi Kristi, have a look at https://paraplannerdirectory.com/#/
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GDPR compliance is quite a big project but mostly common sense. There's some good stuff in ICO site. This is a good thread to start and there's others in here if you search.
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@AlbertaNK make sure your data security policy is water tight whichever option you go with.
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@Andy_Schleider you couldn't be more different to us - we're all in on Macs and Google :-) We have 365 too and the updates for Office and the online versions are very good. Didn't get on with One Drive though. We must be on either a legacy acc…
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Re your comment about storage, was it space? WE have unlimited on our account.
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We have both but went all in on G. Love it.
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We (company) pay here.
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We use a case study to test tech ability and writing skills.
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Broker Consultant for Eagle Star/Zurich before starting paraplanning business in 2002. Before that I was an adviser, an estate agent and having dropped out of school, I drove a fork lift truck for a year (great fun).
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We use Collegiate.
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Thanks. Will take you up on that for a sense check.
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Thanks. We are just starting a project to challenge the way we do cost comparison hence all the questions.
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Thanks @benjaminfabi do you just show that table for ceding & new and write a comment about the different (e.g. new is 0.3% pa more but it's worth it because.....) or do you do any other calcs such as comparison of projected values or RIY? Wh…
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@benjaminfabi doesn't that underestimate the effect of the initial fee?
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Can all the existing contracts facilitate your advice fee and does your TOB state that it will be charged and taken from them even if the advice is to stay where it is?
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I'm with @Nath on this. You must include the actual charges the client will pay with the new contract and compare with what they're actually paying now.
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Used Santander for 18 years. NO fees, works well as long as you don't need to go off piste as takes a while getting to speak to someone. Also use Starling as our back up account.
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Just used this again and it works very well. Contacted by a specialist protection person and no FCA number asked for. Followed up with useful email.
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Apprenticeship details here
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Thanks @Jenni The GIP sounds useful although the £250k max is an issue for me as we want to start with £6m! I'll let you know if I find anyone doing it.
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Does anyone know a life company that will do auto big increases every year in sum assured without more u/w? I'm looking for a 5 year term policy with s/ass inc 20% every year.
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What are the must have features in a cashflow tool for everyone?
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You can get a Unipass but it must be under the adviser's FCA reference and you can only ever have one on your computer.
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Yes. It's at the bottom.
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Can you out your question in the ASk a question bit at the bottom please so I'll see it.
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We're doing a live Howwow with FE today. That would be a great place to ask this question. You can sogn up for it here. https://www.crowdcast.io/e/howwow-sept19
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I forgot to mention that. Had a brief look and they are doing things a little bit different. Not had time to do a detailed comparsion yet.