richallum

Can't remember what this box is for.

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Username: richallum
Joined: March 2016
Visits: 2,435
Last Active: 2:46PM
Roles: Administrator

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Chris has seen this thread and will cover it in his talk tomorrow.

in APTA for DB Transfers Comment by richallum September 2018
I've set up a Team leaders & managers category and moved this thread to it :-)

in Question for PP managers - maintaining report quality Comment by richallum September 2018
@ruthiebusybee "Wispa, 90s dance music, bakewell tarts." Great combo.

in Say hello! Comment by richallum September 2018
Utmost site is working again now.

in How would you feel about 5 hours of CPD? Comment by richallum September 2018
Hi, we've let Utmost know and they'll fix it. You'll have to watch it on their site to get the CPD but if you can't wait, it's on our site too here (although no CPD).

in How would you feel about 5 hours of CPD? Comment by richallum September 2018
If you're on a Mac, Moom and Magnet take this to a whole new level.

in Split Screen Trick Comment by richallum September 2018
@LesleyMac said: Hi Just discovered this site and registered. I work in Perth and working towards my exams. Just passed R01 - phew, glad I don't have to go through that one again! and about to start R02. If we're still on the chocolate theme…

in Say hello! Comment by richallum September 2018
Told you he'd know :-)

in Transfer at NRD but not crystallising immediately - TVAS? Comment by richallum August 2018
We'd do a TVA in this case. Not sure about the exact COBS position on this but @benjaminfabi will know.

in Transfer at NRD but not crystallising immediately - TVAS? Comment by richallum August 2018
The National Powwow is collaborating on this very question next month with Quiet Room. We'll publish what comes from it.

in Report writing guide for Administrators/Trainee Paraplanners Comment by richallum August 2018
SOLD OUT!

in Tickets now available for the national Paraplanners Powwow - 13 September 2018! Comment by richallum July 2018
Only 6 tickets left for this now.

in Tickets now available for the national Paraplanners Powwow - 13 September 2018! Comment by richallum July 2018
This has been a really good thread. Thanks to everyone who contributed.

in RIY Comment by richallum July 2018
I don't know if they're allowing for compounding in the charges. If a charge is 1% pa and they're applying 1/365% each day then it's being overstated as @arongunningham points out. If they're allowing for compounding for returns and charges on t…

in RIY Comment by richallum July 2018
That's great @DanAtkinsonUK That explains why their RIY is coming out more than the equivalent wrap quote I just looked at.

in RIY Comment by richallum July 2018
@arongunningham that's the answer they seem to give anyone asking.

in RIY Comment by richallum July 2018
@arongunningham That's spot on. Can you share how you've broken it down We're doing the same so it would be good to compare notes. Happy if you'd prefer DM in here or email richard@theparaplanners.com

in RIY Comment by richallum July 2018
Thanks @Jamie_Barnes That's how I'd do it although use Goal Seek. A few of us are having 'discussions' with a software provider about how they do it and I was trying to see if there's an actual formula rather than actually doing the calc step by ste…

in RIY Comment by richallum July 2018
There's an old cached version that some people see. If you click the link at the top of this thread you'll get there.

in Invidion IS back Comment by richallum July 2018
@Gustavo_Fring that was linked to the target if you put one in but seems to have gone. I think this is new instead.

in New FE Analytics RIY calculator Comment by richallum July 2018
Hi @redcard only for people who were there I'm afraid. You can see some of what was covered in this Howwow

in Report writing Howwow Comment by richallum July 2018
Thanks David. We sent an email out last week with them in. Can you check your spam folder just in case? I'll DM you a link to it in here.

in Report writing Howwow Comment by richallum July 2018
@andrew88 said: Hi Folks, Former Adviser here from Edinburgh. I was made redundant from L&G last year and moved in to Business Development. I sat R06 today so want to gage other candidates thoughts, experience and answers to…

in Say hello! Comment by richallum July 2018
JOhn reynolds.

in AF7 training Comment by richallum July 2018
The normal CY stuff is in there but it's based on different assumptions to the TVC. Selectapension also now takes into account lifetime allowance and will adjust projected scheme pension at retirement if there is an excess based on a default comm…

in New TVC Comment by richallum July 2018
I agree with you both that there are very few cases where a client would transfer with the view of buying an annuity. We do full cash flows to consider suitability and don't think this adds a lot to that process but we have to show it from 1 Oct and…

in New TVC Comment by richallum July 2018
Can't think of anything. Why does client want to do it?

in SIPP Property purchase sense check Comment by richallum June 2018
We've been thinking about doing protection CPD like the tax & trust stuff we're doing with Utmost at the moment. If anyone knows someone or a company that have people like John Haley and would be willing to work with us, let me know.

in Protection CPD Comment by richallum June 2018
Hi @abbas786 have you seen NextGen planners? They are based in Manchester and have a good community for new and upcoming advisers. They also do events in Manchester. Worth getting in touch with them.

in Say hello! Comment by richallum June 2018
@SarahMS said: Hi All I'm Sarah. I work for SJP too! I have just moved from the main company into a Practice. Looking to venture into Paraplanning. 2 exams done... need a kick up the behind to pick up the next one. I have a lot to learn …

in Say hello! Comment by richallum June 2018