Suse1969
About
- Username
- Suse1969
- Joined
- Visits
- 688
- Last Active
- Roles
- Member
Comments
-
That is such a shame. I've was speaking about this yesterday too.
-
Drop me an email susan.pringle@hlfs.co.uk
-
ditto
-
Of the ones we looked at last year, if we were to use one, it's ATEB.
-
Everything went through online including the questionnaire and rates produced really quickly. No having to haggle for a better rate and Aviva were by far the best rate we could get. They do a sample check of their clients to make sure that they're t…
-
Assureweb allows you to enter all the details in that the common quote uses too. Last one we did was with Aviva and it went through really well. They did a random check on the client about 6 months after the annuity was in place - no issues with the…
-
The only one I've come across like this, the provider confirmed they would pay back the GMP to GMP date with interest.
-
Wow Richard. Had a look on our database to see the last time we did one but nothing is coming up! Must have been pre-2009 last time we looked into them.
-
BCE4 - annuity because the 4 looks like an A. BCE6 is sexy six so it's PCLS. BCE5 is age 75. What you use for the valuation then becomes that bit easier because it's easier to remember the BCE. Had a look at my notes and didn't write others down but…
-
Thanks Henry - as Colin says, the plot thickens. Lets see what the administrators of these schemes come back with.
-
I've the same query with RBS today. I've just written to them about it.
-
Hi Jona, we engage ongoing work with only a small number of employers where we set up their AE scheme (and we did a lot). Those we work with are on a retainer and we do member clinics, regular review meetings, group risk etc. Very hands on with the …
-
Prof Paraplanning mag?
-
My last one was loanback led for development and we covered the transfers in separately to each member as part of their investment recommendation, as well as in the main report. Standard Life are pretty inflexible when it comes to property purchas…
-
The Lang Cat https://www.langcatfinancial.co.uk/ They've also got some excellent pieces on how to plan your due diligence.
-
Hi Colin, I asked our tax team and they say (i) try the provider as some might refund the tax to HMRC and (ii) if the provider doesn't, just give HMRC a call. It's basically the same as a HRT person getting the additional tax relief. They don't th…
-
Thanks Tom. I did wonder if doc designer was the way to go so this confirms that for me. I'd rather do that than have to make manual changes on Voyant as that would make reviews really difficult. Much appreciated Susan
-
I really enjoyed the Technical Insight Seminar in Edinburgh recently so that could be a good call. I've decided on not going too - going with some specific seminars on MiFID II and GDPR. Let the good times start :-)
-
Yeah, I'm still undecided. To go to something so far away and over 2 days I'd be keen to know that like-minded people were along too. It's nearly 3 days out of the office for me :-o
-
Great thread guys - interesting to see the different ways we're applying the software (although I have to admit to doing a spreadsheet this morning for a quick triage exercise).
-
Hi Dan, I have one adviser going down this route and we've added in the Expert Pensions for him for the tax and trust route. Susan
-
Afternoon, I've a question for John from one of our team who can't make the Howwow. Does he have any tips to help with timing in an exam please?
-
Sian, we use Volume Watermark for document storage. It reads like a paper file and we section in the same way. We've just moved to Intelliflo, and one of the reasons was the secure messaging function, and potentially using electronic signatures bu…
-
Richard, did this blog go up? Used the catch up video for training for those who missed it this week. (at least I caught the acronyms this time :-))
-
Does "it's supposed to be an executive SUMMARY" count? :-) We only use Executive Summary but I love some of @Jamie_Barnes options.
-
They are particularly bad at providing that information but I've done as per Ben's suggestion above - two TVAS showing a big swing in the commutation/ER factors.
-
Try Retirement Advantage. They did a drawdown presentation at the PFS Paraplanning Conference and they quote their own stats on their slides.
-
It may well do. The Disability Rights UK site has quite a good summary https://www.disabilityrightsuk.org/employment-and-support-allowance-overview
-
It's a great cast of speakers - wish I could have made it.
-
Today's the day. I'll be on here to show how good the Big Tent is for sharing info. Say hi.