SA96
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- SA96
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Could it be that you could have a scenario where a client has two plans, one has risen by £40,000, but the other has fallen by £50,000. According to that article, he still has to pay the LTA charge on the plan that has grown by £40,000. Whereas i…
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Why would you need to risk profile all of your existing clients again? The risk assessment would have been carried out at the time of the recommendation. It's not like Defaqto's risk system was broken, the recommendations are still fit for purpose. …
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@FD1995 said: @SA96 and I should say, well done! Thank you. I got the pass mark from the article below. https://www.moneymarketing.co.uk/news/over-half-of-the-level-6-candidates-pass-their-exam-in-the-latest-round/
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I sat this paper in October and thankfully passed. I'd prepared thoroughly and thought the paper went really well, and that I had passed with relative ease. However, I only scraped over the line by 5 marks. Later on, I found out that the pass …
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Whether a fund is income or accumulation doesn't affect the taxation. What matters is whether the fund pays dividends or interest. Even if you accumulated any dividends paid out, these would still be subject to tax. If the funds are paying divide…
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A VCT investment is fairly high-risk so wouldn't personally recommend that, also the 30% income tax relief claw back is for individuals, not companies. I would carry out a risk profile excercise and recommend a suitable multi-asset fund. …