Redawg31
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- Redawg31
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Comments
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thanks, are you THE Les Cameron?
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thanks both, actually got some really good technical help from Aberdeen. Refuse to call them Abrdn. https://techzone.abrdn.com/anon/public/iht-est-plan/Taxation-of-Bonds-in-Trust#anchor_0
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We use O&M Pension Profiler. It gives you a nice CFL Report at the end.
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Agree with @TimMatthias. Should form part of the demonstrating advice and be included within the fees.
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@benjaminfabi said: There is no cobs requirement to put anything about investment pathways in the suitability report. COBS 9.2 is about assessing suitability, not the content of a suitability report. There is guidance in cobs 9.3 to ass…
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@benjaminfabi said: Yes and no. If there is a suitable pathway I include something a little less wordy than Aron (I only cite the pathway that applies to them for example). But there is no requirement to put anything in the suitability report. …
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Reading these posts, all very kind, perhaps i should stop listening to Radiohead when i work form home!!!
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been offered to work from home by my firm. not sure i want to do it as will be very lonely.
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@Jona said: There is no salary link for employer contributions. The test for tax relief (corporation tax) comes down to the wholly and exclusively for the purpose of trade test. AA / TAA will still apply though. What he said! Ju…
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We use inflation of 2.50%, but it doesn't matter 2-3% as long as you are clear what you have assumed. On the growth figures, we do one on the fixed and one on the variable at the risk rate. Then do a market Crash on the fixed (already factored …
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If you open season on provider than you can just pick one that is doing well (past performance blah blah) We use Pru for small regular premium, with Vanguard at the desired risk. Works out at 0.67%, but i am sure you could find cheaper for pas…
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How is everyone getting on with RO4, did everyone pass? My colleague needs a new study buddy.
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In my experience, I have seen half a dozen friends pass over 20 RO exams and no fails because they put in the work. Sure a bad nights sleep, or the dog ate my revision book might happen. But putting in the requisite hours is the most important t…
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Cant see it taking off. For many people PP is a way into advice, I am not sure what the pathway from here would be.
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No pretty straight forward.
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Order the online questions from CII, about £30, practice them and any you get wrong, or any that you weren't 100% sure on i.e you guessed, go back to the book. Each questions refers you to that specific section. Other than work hard, that is the…
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Thanks guys!
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I did a comparison for our firm a few months ago. Hardly any difference. Depending on Networks etc may get slightly more or less commission with each provider. Also have to pay for annuity quotes on Exchange. I personally prefer Assureweb!
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@DSCFConsultingLtd said: @arongunningham said: Wouldn't it better to contact her rather than ask her to contact you?! Are you really trolling? LOL!