smith

Thanks for the info Les. Always interesting around these little nuances...

in the Pension Review Comment by smith May 27

Thanks @les_cameron - the beneficiary is a minor so I think the Bare trust will still be needed

in Gift out of discretionary trust into bare trust Comment by smith March 31

Thanks Tom - couldn't find anything specifically about this, so very helpful

in Gift out of discretionary trust into bare trust Comment by smith March 20

Thanks Sean. It was the M&G tech article on SALS where I got the reference that the MPAA is not lost and had clicked through to the link above. I was also trying to get the reasoning behind it, but it potentially makes sense that the MPAA is …

in Stand alone lump sum & MPAA Comment by smith August 2025

Cheers @benjaminfabi

in Partial and Full bond surrenders Comment by smith August 2025

Cheers @Steven_McBurnie

in Pensions & IHT Comment by smith July 2025

Hi @les_cameron, do you know when the on demand version will be available? Cheers

in Pensions & IHT Comment by smith July 2025

@Wildparaplanner said: Hi everyone, I have seen a lot of commentary around the "meeting notes", "fact finding process" and "suitability report" side of things, but not so much on the compliance file checking side of things (appreciate this…

in What AI tools or services are you using or looking at? Comment by smith May 2025

If I am going to do this, I will always pick it up the following morning to read, if you have a checklist to read alongside it this can help to ensure the compliance elements are covered. I've also heard of some people using the 'read aloud' option…

in Report checking Comment by smith April 2025

I'm sure Way Fund Managers used to run a flexible reversionary trust with collectives - not that I'm saying that makes it right...

in DGT query Comment by smith April 2025

Hi there, We don't have anything similar, though do your trainees follow a set path through the exams? If so it makes it easy to have points where the increases could be offered, maybe after R01, then once R02 & 3 are complete, then after 4 &am…

in Trainee Paraplanner progression scheme Comment by smith April 2025

thanks for the info - are any of them useful for data cleansing?

in What AI tools or services are you using or looking at? Comment by smith March 2025

Thanks for the updated info. Are any of them useful for data cleansing?

in What AI tools or services are you using or looking at? Comment by smith March 2025

Hi all, thought I'd bump this topic as I imagine there's been more use/progress in the last 12 months.

in What AI tools or services are you using or looking at? Comment by smith March 2025

Cheers Les, I'd seen the tool, but not been into it, so not spotted what it could cover. Handily, gives the same answers as my cobbled together spreadsheet...

in Offshore bond surrender - tax calc method check... Comment by smith February 2025

Thanks - this was my thoughts too, though can't find a definitive answer typically...

in Salary sacrifice & Minimum Wage Comment by smith February 2025

Cheers Les

in M&G wrapper comparison tool Comment by smith November 2024

interestingly then, as long as you have had gains of up to £3k pre budget, you still have the opportunity to crystallise some gains now taxable at 10/20%

smith

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