Technical stuff

• Changes to scheme specific tax free cash - May 2025 ?

  471 views 21 comments 0 points Most recent by les_cameron November 2025
• TTFAC - Post 75 Crystallisation Event

  65 views 2 comments 0 points Most recent by les_cameron November 2025
• FSCS protection for UK based GIA within an offshore bond

  65 views 2 comments 0 points Most recent by Wildparaplanner November 2025
• Offshore Bond & Discretionary Management - Tax-deferred allowance?

  75 views 2 comments 0 points Most recent by les_cameron November 2025
• Crystallised Pension Transfer - Consolidation Possible?

  71 views 1 comment 0 points Most recent by les_cameron October 2025
• Tax free cash + Pension contributions

  165 views 18 comments 0 points Most recent by amarshall October 2025
• Tapered annual allowance

  64 views 2 comments 0 points Most recent by benjaminfabi October 2025
• Client with PTFC & Fixed Protection 2014

  82 views 1 comment 0 points Most recent by les_cameron October 2025
• LSA calculation query pre 2006

  136 views 9 comments 0 points Most recent by les_cameron October 2025
• SSAS - 'unallocated' contributions

  248 views 5 comments 0 points Most recent by les_cameron October 2025
• VAT and adviser charging

  1.2K views 10 comments 0 points Most recent by amelia_alices October 2025
• Annual allowance and carry forward

  106 views 4 comments 0 points Most recent by les_cameron October 2025
• excess pension commencement lump sum and MPAA

  75 views 4 comments 0 points Most recent by les_cameron September 2025
• Offshore Bond in Discretionary Trust - Taxation on Death

  109 views 4 comments 0 points Most recent by GMRJM September 2025
• Is this a capital purchase or spending from income?

  79 views 3 comments 0 points Most recent by les_cameron September 2025
• Normal Expenditure out of Income - ISA

  109 views 4 comments 0 points Most recent by LLB September 2025
• IHT from 2027 and insurable interest now

  94 views 2 comments 0 points Most recent by TomLloyd_Read September 2025
• DIM and Agent as Client

  83 views 1 comment 0 points Most recent by benjaminfabi September 2025
• QROPS and TTFAC

  271 views 9 comments 0 points Most recent by TomLloyd_Read August 2025
• Using Crystallised Pension for purchase of Pension Annuity AND Pension Transfer

  156 views 4 comments 0 points Most recent by les_cameron August 2025
• Investment Pathways

  558 views 10 comments 0 points Most recent by Sean_Fernyhough August 2025
• Pension Post 2027 question

  252 views 10 comments 0 points Most recent by les_cameron August 2025
• Stand alone lump sum & MPAA

  72 views 3 comments 0 points Most recent by les_cameron August 2025
• How Are VAT-Inclusive Discounts Handled?

  59 views 1 comment 0 points Most recent by jamies_taylor August 2025
• Employer contributions / Annual allowance

  108 views 2 comments 0 points Most recent by benjaminfabi August 2025
• Offshore bonds & VAT

  448 views 3 comments 0 points Most recent by evelyn_emma August 2025
• GWR - property gifting

  78 views 1 comment 0 points Most recent by richardgough August 2025
• DFMs and VAT

  387 views 2 comments 0 points Most recent by JamesmiaaAva August 2025
• Partial and Full bond surrenders

  98 views 2 comments 0 points Most recent by smith August 2025
• Carried forward NRB and gifting

  61 views 6 comments 0 points Most recent by Wildparaplanner July 2025