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PeterM

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PeterM
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  • We use them too, however one area to watch is that if you are transferring in an existing drawdown plan with more than one tranche, then each tranche is treated separately and priced according to the value of each tranche. This can mean that the cl…
    in Royal London flexi-access drawdown Comment by PeterM March 2017
  • Jona said: So, a transfer to a QROPS/ROPS whilst remaining as UK tax res means a 25% tax charge on the transfer value (i.e. LTA charge). Moving to the country in which you've just transferred your UK pension (as long as EEA) means no 25% tax c…
    in QROPS / ROPS and budget Comment by PeterM March 2017
  • Jamie_Barnes said: Have you tried Aviva Adviser Academy yet? that's completely free and has plenty of materials including shortened chapter summaries and practise tests. The practise tests tend to be more tricky than the real thing so is a good…
    in R02 help please Comment by PeterM January 2017
  • Hi Andy Trusts aren't my area of expertise by a long shot but if you want to avoid the 10 year charge you could always consider a BPR product within the trust.  Octopus have a good guide on how it works. https://www.octopusinvestments.com/adviser/…
    in Long term trust Comment by PeterM December 2016
  • Thanks Richard, not what I was hoping to hear though.       Can I ask were the errors you spotted due to things showing up when they should have been removed by filters, or things being excluded by filters that should have been included? The error …
    in Synaptic Product & Fund v Defaqto Engage Comment by PeterM December 2016
  • Thanks guys. I will check these out.   We are also going to have a look at AJ Bell's Model Portfolios as these are in passives.
    in Passive Model Portfolio Providers Comment by PeterM December 2016
  • I would agree with the other posters that if you are going to do two then AF5 should be one of them. I managed AF1 and AF5 together.
    in Two AFs? Comment by PeterM September 2016
  • I used r02 and j10 when I sat the exam back in 2012 (I think, it might have been 2013) I mainly used pass papers from the cii for AF 4 but it is worth looking over ro2 and J10 for questions with calculations in them as well. To be honest with you …
    in AF4 Comment by PeterM August 2016
  • I would also suggest trying City Trustees and Xafinity.  We have used both recently for complicated cases, although not a SSAS loanback, that others did not want to take and they were both very helpful.
    in SSAS Loanback Security Comment by PeterM July 2016
  • Sounds like we need another paraplanner going by those ratios I was wondering why I never had a minute to catch my breath!
    in Adviser to Paraplanner and Admin ratios Comment by PeterM July 2016
  • MICAP are also worth using.   https://micap.com/ They carry out reviews of EIS/SEIS, VCT and BPR products and also have a list of currently available opportunities. They seem to have less reviews than Martin Churchill or Allenbridge but they are …
    in VCT EIS research Comment by PeterM June 2016
  • Useful article from Finalytiq on the outlook for Alliance Trust Savings. http://www.finalytiq.co.uk/beginning-end-alliance-trust-savings/
    in Alliance Trust Comment by PeterM June 2016
  • Hi Suse I'm fairly new to Voyant so I'm sure others will have more useful suggestions but we just use the detailed versions of the cash flow and the liquid assets graphs.  We generally don't bother with the cash flow tables as they take up too much…
    in Voyant outcomes & reports Comment by PeterM May 2016
  • Thanks Andy,  Good to know I'm on the right lines. On the topic of changing to a more forward looking view, my boss was at an Investec event recently and sent round the slides from it. Their Head of Research has produced a 'Blackbook' giving thei…
    in Voyant Market Assumptions Comment by PeterM May 2016