Nathan
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- Nathan
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Comments
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Request the Scheme IDRP, this is the schemes Internal Dispute Resolution Procedure and tell them that you are going to make a complaint to the Trustees. My understanding is that that they have to report this to the trustees of the scheme that they …
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Obviously I dont know the full circumstances, but if they can stop the income from the pension arrangements (or take income up to the personal allowance) and spend other assets this would effectively remove the assets from the estate? The other op…
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Royal London
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Drawdown one off fee has just gone up on these to £191
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@benjaminfabi Be interested in the reply if you get one Ben
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I use moneyscope and I love it
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Thanks Jamie
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Hey Parawhat, I am sure that I or some of the other outsourced paraplanners might be able to give you the occasional piece of work to ensure that you are not just working for one client? I must admit I am not a specialist in this area, but it mig…
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Have you looked at the Vanguard Lifestrategies and the L&G's Multi-Index Portfolios?
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Hi Anna Have you had a look at MoneyScope? This offers a great solution to these problems in an easy to understand (For clients) way. You can ask it to tell you what a sustainable drawdown rate is based upon a few assumptions and input 'BlackSw…
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Hey Richard I know that no-one has a crystal ball but I would love to hear the panels views on the State Pension and whether they believe it will still be in place in 10 years or so's time. I think it would be good to get a handle on the average c…
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Hi Is this not the same as a bridging pension that stops at SPA? Select a pension has that option and also have an option to have it as in addition to the existing benefits or as part of? N
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Very big fan or Royal London, very reasonable and the portfolios are generally pretty competitive
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I totally agree, 2%, anything over that is a little "spicy" in my mind. You should listen to Marks Polson recent podcast on Next Gen Planners where he questions which bits a client should be paying for (In platform land.) He believes that clients …
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@richardgough Hi Richard, Thanks for your comments, the main gripe is that I haven't seen any other projections with a tiered based increase especially one that starts at a point in the future. I appreciate that the increases are in-line wi…
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Happy to help if I can? What I'd like to see is a centralised place that we could record service experience with platforms. This was recognised as good practice in the FCA guidance for Platform Due Dilligence. If we as a community could have a pl…
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I have done some research and thought I should share what I have learnt. I have attached a PDF pruduced by Credit Suisse re the Swiss pension system. And have come to the conclusion that an Offshore Bond maybe his only only other option with the b…
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Thank you Benjamin and Andy, sorry for delayed response.
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I have carried out some further analysis and I can see that based upon the assumption about wage growth and expected contributions the numbers are broadly correct, but surely it shouldn't be this difficult to do the analysis? Also, I would love to …
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By way of an update, I have heard back from Aegon today saying that they are aware of the inaccuracies within the system. The illustrations they appear to be having problems with are the ones with the graduated contributions aligned to Auto…
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Compliance and Training Services fondly known as CATS are great http://www.complianceandtraining.co.uk/
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Thanks Jamie....
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That is awesome Andy, thank you
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Cool, thanks Richard!
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Discovered PMT function yesterday, can be used to calculate a sustainable drawdown given an estimated annual growth rate, number of years and the starting amount. Love it
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I have started a website called www.ppql.co.uk which stands for paraplanner quick links, where I can host all of these favourite sites, please feel free to ask me to add more.
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Thanks for all of your comments, this is in relation three gifts, 1 we have used a Deed of Variation to divert the assets directly to a trust for one of the Grandchildren, the other is a gift from the recipient of the estate to a trust for another …
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I think I have found the answers http://www.scottishwidows.co.uk/Extranet/Literature/Doc/55012 https://www.zurich.co.uk/internet/zurichintermediary/Documents/123240.pdf
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I have to admit to being behind the times with the likes of Pinterest, but my understanding is if the web page has an image you can 'pin' it to a pinterest page for others to see.... If that is the case, would it be good to set up a paraplanner pin…
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Yes, first time...do you know the dress code?