Jona
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@Nath we struggle with that too. Our network tells us you've got to look at cost on a RIY basis, which we do to tick that box but then tell compliance it's worthless due to issues such as you raise and stick a manual side by side % and £ cost compar…
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Avenir Book Don't offer larger font as email reports as encrypted PDF - they can then zoom in or out to their hearts desire (and saves us postage and stationary costs as well as being GDPR compliant).
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Yikes! First time I've seen that, thanks @richallum Some digging needed.
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Cool @benjaminfabi
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@Suse1969 thanks
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Thanks @MattAdams I'll add them to the mix.
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But, then we have the issue of "although", "still" and "yet"
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But if it is deducted from net pay; then yes, £60 grossed up gives you your £75. Your right @benjaminfabi brain freeze on a simple question.
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Same if you mark it as PP albeit that is deduction from gross pay.
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£75....... (although you now have me doubting myself). 7.5% of gross pay (£1,000) = £75...
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If the fund is in a bond wrapper then I would say yes. The tax treatment does not care on whether the "income" is natural or not - under a bond it's deemed as a distribution and subject to the chargeable event regime. I would have thought.....…
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Transact?
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Have you looked at third party (paid for) study resources that may offer the support you are seeking? e.g. https://expertpensions.co.uk/services/ https://www.rmadvance.com/courses/
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This was posted elsewhere by @arongunningham it may help...?!?! https://www.yodelar.com/insights/st-jamess-place-charges
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I did a training course offered by local CII - excellent refresher to R0 and J0 content plus exam technique training - speak to your local rep....?
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Is net position of the "bonus" a reduction in charges to 0.48% though. If the 1% isn't taken then the "bonus" isn't added - so it effectively a refund of charges.
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Exactly as Andy says - past papers and try a third party resource if you have not already as that may present the content to you in a more coherent way. Keep at it!!
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As far as I understand it - which is not very far at all - there are both State and Federal taxes levied in the US. Federal taxes worldwide income and I think it is down to the State to set it's own parameters.... International tax expert needed.
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I think the £6K figure is to gain a CGT exemption on disposal of a chattel. If the gain is more than that then it falls into the CGT calc - then there is a further calc to do around actual gain v five thirds. I think.....
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AE Plan contributions
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RNRB
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Still being debated with the EU Courts apparently.
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"I'm beginning to doubt he's really called Alan"
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Yep that reads like a CII R0 question. Strong letter of opinion to the CPD provider is needed.
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@DanAtkinson SJP do calculate / account for the advice fee in calculating available 5% tax deferred withdrawal?
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Thanks @Theresa_Dixon
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BCE 6 happens first.
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@Andy_Schleider maybe I am being over cautious - but if you are only presenting the option of one course of action without giving a balanced view of all the other options she could possibly take you are "leading" the client and this could be seen as…
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Deffo.