Irene

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There was no TFC paid

in Returning additional funds after annuity purchase Comment by Irene February 14
Have you tried Prudential's Calculator? https://www.pruadviser.co.uk/xpf_calculators/emergency-tax-tool-pruadviser/?utm_source=redirect&utm_medium=301&utm_campaign=/xpf_calculators/emergency-tax-tool/ Essentially, HMRC calculate it on a M…

in Emergency Tax Comment by Irene August 2020
As well as PFS, I also use FT Adviser. I notice that AIG are running CPD for Protection. Has anyone else used them?

in CPD Sources Comment by Irene January 2020
I believe that increases are effective from 6 April. As State Pensions are paid in arrears, the increase won't happen until the new tax year. See https://www.gov.uk/state-pension/what-youll-get

in State Pension Increase - when does it get paid Comment by Irene November 2019
Hi Julie Provided that the terms haven't changed, eg, client sacrificing 10% and is still sacrificing 10%, then this is not included for Threshold Income. Your right that New Bonus sacrificing is included for Threshold Income. Irene

in Salary Sacrifice Post 9/7/15 & Tapering Comment by Irene August 2019
Unum and AIG (formerly Ellipse) have deferred periods from 8 weeks. I think it's historical reasons for the 13 week deferred period. During any deferred period, the employer is effectively self insuring. Only after the end of the deferred perio…

in Deferred Period on Group Income Protection Comment by Irene August 2019