› ›

Caro

About

Username
Caro
Joined
Visits
2,079
Last Active
Roles
Member

Comments

  • mjeffs said: Hi Mark - career paraplanner since 1999 (I didnt think I was that old) I work for a large accountancy firm in Newcastle. Working towards chartered, as well as a management role within the firm itself. I've worked for large nationa…
    in Say hello! Comment by Caro April 2017
  • Pleasure!  
    in US 401K and the LTA Comment by Caro March 2017
  • Hi Jona  The LTA is the max that you can accrue and draw from a UK registered pension scheme. As a 401K is not UK based and not a registered scheme that benefits from UK tax relief, it should have no impact on an individual's LTA. Transferring fr…
    in US 401K and the LTA Comment by Caro March 2017
  • Their views on the care fee cap would be interesting; do they think it will actually come in in 2020, and do they think there will be any changes to it given that councils are going to be allowed to raise council tax to help fund care costs.  On a …
    in Howwow Online - March (your suggestions) Comment by Caro March 2017
  • Perhaps they were trying to make things simpler and in the process have actually just made it a lot more complicated, lets be honest, it wouldn't be the first time! 
    in Personal Savings Allowance Comment by Caro May 2016
  • I doubt you could be as slow as me, Colin! Can I be on your independent team, we can be 'Crap, but Enthusiastic' !!  
    in Paraplanner Team Karting Event Comment by Caro May 2016
  • I spoke with Standard Life Tech about this last week and they said that it was the whole gain that is taken into account when calculating income for the Personal Savings allowance.Top slicing is only used to see if higher rate tax is payable on a ga…
    in Personal Savings Allowance Comment by Caro May 2016
  • I may be barking up the wrong tree, but if the CLT is covered by the NRB, I don't think it will be a gift inter vivos that you need. If it is covered by the NRB and there have been no PETs in the seven years prior to the gift, there won't be IHT t…
    in Gift Inter-Vivos and CLT Comment by Caro May 2016
  • Definitely Techzone and Royal London are the best provider sites.  I also find the HMRC Pension Schemes manual quite useful on occasion:  https://www.gov.uk/government/publications/registered-pension-schemes-manual-rpsm/registered-pension-schemes-m…
    in Best online tech sites Comment by Caro April 2016
  • You can reduce the amount of LTA used by commuting the pension for tax free cash, as it is the post commutation figures that are tested against the LTA not the full pension amount. This is an option to reduce the LTA, particularly if the client wa…
    in LTA and DB Comment by Caro April 2016
  • Hi Jamie - This is super helpful thank you and has given me some food for thought! Really good idea to keep it in house and retain control over it. Thanks for you help!  
    in Platform due diligence Comment by Caro April 2016
  • Hi Poppy  When I did AF5, I approached it as if it were a real client case.  Go through it and look at any areas where they need planning, have a shortfall or have highlighted themselves as an issue.  It will obviously depend on the type of client …
    in RO6 - Help! Comment by Caro April 2016
  • Howdy! I'm Caroline and I'm an in house paraplanner at DB Wood. No particular speciality, just trying to learn enough to be able to look for answers to the questions I don't know!   I've loved helping out on a few of the Powwows even though I've yet…
    in Say hello! Comment by Caro March 2016