Andy_Schleider
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When you read the CII book, remember that the most important part is the objectives at the start of each chapter. It helps to focus on the syllabus and course objectives, so if you can achieve the points as explained, you will be fine
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I would suggest reading that then and use the third party resources to supplement and consolidate your learning. Boring though the study texts are, you do actually learn stuff from them, and as the exams are based on them it is probably a good idea…
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If you use Intelligent Office you can share using the PFP. I don't know if it's an addon or included though
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I would stick with it if you can, and get yourself booked on another exam as soon as you can. I would also purchase question banks either from CII or something from BrandFT (or even Expert Pensions). I think R01 is compulsory and if you put it to …
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We use Parmenion - easy to use, cost effective and great customer service
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Thanks Shuggy. However we don't use Voyant; I had a free trial but couldn't get on with it so remained with Cashcalc, who can also stress test portfolios
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Hi Richard You might be a bit late for Expert Pensions as their offering is a structured study plan, but it's probably still worth talking to them in case there is anything they can help with. I can't comment on Brand as I haven't used them, b…
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Thanks guys (it also matches my excel calculator, which is a bonus!)
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Interesting viewpoints on an exam I am considering as part of my route to chartered
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How is it advice? If you tell her that is an option you're not giving an opinion, you are giving her factual information on an option which is available to anyone Please do correct me if I am wrong...
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I know of some in house paraplanners that are CF30 so do sometimes give advice. With regard to discretion, are you talking about the recommendations? I have some discretion about some of them within my own firm. Do outsourced planners have that…
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Why would you need carry forward for an employer contribution - employers can pay as much as they like iirc?
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Being DA frees you from the restrictions a network will place on you. The firm I work for are DA but they use SimplyBiz for their compliance needs
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That's what the OP said
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@natiaa said: @Clare_Weight said: @Andy_Schleider said: Dear Clare and Andy I am pleased to say that they removed investigations against me after a second incident (not the cheating this time ) with the same lad…
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IO has come a long way in the last 10 years. When I first used it, it was not a good experience, to put it mildly. Now, with technology improvements, and the ability to integrate with a lot of 3rd party providers, plus it's own inbuilt document st…
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Why would you need to exceed the AA? If you want to get their income below £100k, by my calculations you wouldn't need to make a £40k contribution to achieve this. A pension contribution would increase the level at which they start paying (highe…
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I see it as a money raising exercise by the CII. While I'm studying AF exams I really have no motivation whatsoever to give them more money than they're already receiving from me!
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The advisers I work with prefer everything to be in the main report, despite my suggestions to add appendices and put stuff in there. I know there are some paraplanners who have more appendices than report! There is a useful howwow in the archives…
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You can get free trials of various cashflow software packages, and there are offerings where you can pay on a month by month basis (not tied in to a contract). For the sake of a few months it would probably be worth the investment as a means to g…
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The child has the cash in her account now so it's not currently in any sort of trust. She's looking at an initial 5 year term with a view to purchasing a house
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Well done
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I understand about the parental gifting rule, but the money doesn't belong to the mother - it came from a life assurance policy when the father died (the parents weren't together).
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Blackburn is the only one. If it proves successful then I guess others may follow
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I thought it was because I'm on a Mac that I was getting the error - that seems to be the usual reason!
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What about fact finding? There is an article in Professional Paraplanner that questions whether we should conduct the fact find interview instead of the adviser. My thoughts are that this should be done by the adviser, but accompanied by the para…
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You need to include the children's total ISA allowance of £4,260 each. As they are not yet 16 they can't have a 'normal' ISA, so it's Janet and John's allowances to be added. By my calculations, it works out as £8,520 + £40,000, less the £1,800 al…
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It's being discussed by Royal London now: http://adviser.royallondon.com/pensions/viewpoint/2018/november/why-is-staveley-important-for-advisers-when-it-comes-to-transfers/?utm_source=1811-AdviserNewsletter&utm_medium=email&utm_campaign=why-…
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@arongunningham said: So our templates are auto-generated by IO's document designer. I had real problems with this. We are with SimplyBiz and used to use the facility in IO but now have to go directly to the SimplyBiz website as huge…
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Have you tried contacting CashCalc and asking them for help? You pay for their service so I expect they must provide training, etc