Andy_Schleider
About
- Username
- Andy_Schleider
- Joined
- Visits
- 2,187
- Last Active
- Roles
- Member
Comments
-
@Tamnna can you elaborate? I use Selectapension for DB cases too. I think there are limitations on any system you use, and I admit I'm still learning even small nuances on some of the systems I use, Selectapension included
-
I remember this the first time it was posted and I wasn't a manager at that point. Can I be added now please?
-
I did mine with Pension Bee - the transfer completed within the last couple of weeks
-
I have some past papers for AF4 - send me a PM and I'll email them over
-
Sent you an email!
-
LinkedIn is a good idea, and I also picked up a client on Facebook fairly recently. I tried cold calling and didn't get much luck that way (but then I really hate doing that anyway, so maybe that was part of the problem!). I'm on the paraplanner…
-
I found this with R04 - the night before I took the exam I was panicking as I was only scoring around 52% Then I took the exam and smashed it out of the park! So, to answer your question, yes, I think the questions are harder than the actual e…
-
I don't think there is a 'quick' solution as such, and trying to rush because you need the money could well end in tears. It's great that you're a fast learner as this will certainly help. Assuming that there are other paraplanners where you wor…
-
Two monitors for me as well. I thought about using the laptop with them for emails only, but it is being used by my employee until I get new hardware. @benjaminfabi that monitor stand looks a bit precarious - I have a stand for my monitors which…
-
@richardgough said: @Andy_Schleider What type of Trust? Is Settlor still alive? Not sure what type of trust - it has the words 'family trust' in it (maybe discretionary?) Settlor is dead There appear to be two lives assured, on…
-
They shared the link initially, which was password protected. I was able to view and download documents, however I wasn't able to upload anything. Then they shared the folder, which is when I ran into the issue above as I wasn't able to access i…
-
I know Pension Bee take non-advised transfers, but I can't tell you if they take transfers against the advice of a non-transfer. Worth checking out. Other than that, the best of luck with finding a home for it. I had one recently where it was c…
-
If you do track your time, make sure you hit the start button when you start and the finish button when you finish. Trying to work out after the event what time you have spent on various tasks never works!
-
Remember if you're aiming for Chartered you will need to pass AF5 (the compulsory paper)
-
We tend to use scatter plots which assess volatility against performance rather than performance in isolation, as this gives a more rounded picture of whether the fund offers value for money, or whether too much (or too little) risk is being taken …
-
I've had this very problem. Back in 2016 the postponement period was 3 years. As I was getting towards the end of the 3 year period I discovered to my dismay that the postponement period had been extended to 5 years. I guess you could speak to Cu…
-
I agreed to do that work as a standalone piece as there was no guarantee that it would lead to anything further. For IFAs, I agree that it should form part of their service proposition, but I'm not going to turn work away from a client if it's ju…
-
One of my clients wanted a cashflow model done. At the time it was a standalone piece of work, so I charged for it. The case did actually progress to further work, so the fee I charged for the CFM was deducted from the final invoice
-
I'd be interested in this as well - I need to do some sums but I might be better off hiring someone than paying a freelancer and something like this would be useful as although both directors speak to applicants (she's a much better judge of charact…
-
I understand that Expert Pensions provide a complete solution for R01, so all you would need to do is book the exam. I would speak to Gayle or Caroline and have a look at the website: https://expertpensions.co.uk/cii-r01-financial-services-regula…
-
I use OneDrive to exchange client info, but email/phone to exchange messages. Probably not the best solution, but works at the moment, although I fully expect this to be found wanting when I expand and take on more staff, so I'd also be interested …
-
With some of the exams I bought the CII exam style questions. I found it really useful for the ones I got wrong as it flags the area of the study text where that subject is covered. I don't know if other companies' material does this so can't sp…
-
Best to go with what your compliance people suggest!
-
The costs comparison looks at taking full benefits vs transfer - the income in the event of a transfer will still be a variable sum, even though it is underpinned by a guaranateed element. I'm reviewing such a case at the moment, and happy to cha…
-
Someone I work with does all the work - they would look after the client through the whole process and pass them back to you when the work is done. If you want me to put you in touch, please send me a message
-
Using 12.381 as the comm factor, I got £133,952 PCLS and £20,093 reduced income. There are a couple of calculations for this. The 'easy' way is: max pension x CF / 1 + (0.15 x CF). This gives you the PCLS. To get the reduced income you divide …
-
I would say 15, and it works back the other way too (using 15 as the CF)
-
The commutation factors given by the scheme were completely different to those used on the early retirement quote, and I had to play around with the TVC to ensure the figures on there were correct (and matched the numbers on the quote). I had alrea…
-
Thanks - that's exactly what I'm looking for
-
If the investement selection is clear at outset then I would add the funds. As to whether all/all is selected, that is down to individual firm preference I think. You do need to be a bit careful though with adding funds, as I wiped out all the c…