amelia1983

Thank you both so much for clarifying.

in Gifts out of surplus income Comment by amelia1983 March 26

Hi. I have a question related to this thread..... If a client has surplus income but in one year she buys a car (which is more than her surplus income for the year), does this mean that she is unable to use the gift out of income expenditure for t…

in Gifts out of surplus income Comment by amelia1983 March 18

@markac said: Hi please see what we use at our firm, maybe of interest Thank you so much. This is really useful.

in Structured Training for Trainee Paraplanner Comment by amelia1983 January 7

Hi, my firm are in a similar position and are about to promote one of our administrators to the trainee paraplanning role and I am looking to put in place a structured training plan. I wondered if you would be willing to share your ideas? She has no…

in Structured Training for Trainee Paraplanner Comment by amelia1983 November 2024

Thanks Les. This is the response I have had from two providers: 'My payment team have advised that at the moment, due to recent changes in the pension legislation we are unable to pay out protected tax free cash at this time and HMRC have advised…

in Scheme-Specific Tax Free Cash Comment by amelia1983 July 2024

@les_cameron said: LTA webinar next Thursday! I think at a high level it's fairly straightforward... Your LSA and LSDBA get reduced based on LTA usage. As an example 50% LTA usage would result in you deducting £134,137.50 fro…

in NEW LTA Rules Comment by amelia1983 November 2023

Hi. We work in a 'Pod' system where we have a paraplanner and administrator for each adviser (or per 2 advisers). The paraplanners and admin staff do both initial/new business and follow up/ongoing service. This is not split. I find this works…

in How does your firm structure paraplanning? Comment by amelia1983 July 2023

Thanks Richard. This has been really helpful.

in IPDI Trust - Life Tenant and Trust Capital Comment by amelia1983 September 2022

Thanks Richard. I have managed to get a copy of the Will. This states - My Trustees must hold whatever remains when these payments (ie debts) have been made (trust fund) on the trusts in the following clauses. Then it mentions a title - Discreti…

in IPDI Trust - Life Tenant and Trust Capital Comment by amelia1983 September 2022

I haven't personally seen it. I understand the 'Will' created the trust.

in IPDI Trust - Life Tenant and Trust Capital Comment by amelia1983 September 2022

Thanks so much Ben.

in IHT for cohabiting siblings Comment by amelia1983 June 2022

Thank you so much guys. Really helpful!

in DB Advice - Any platforms/providers who will accept a DB transfer with a non-positive advice? Comment by amelia1983 January 2022

Thanks so much Ben and Richard. This has been so helpful.