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MB15

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MB15
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  • Yes, even as a small firm supporting 1 adviser we have had more reviews booked in for November, requests for Tax Free Cash etc. Same as the other replies our adviser has said unless there's a reason, probably don't do it as it's all just speculati…
    in Labour Changes and Clients wishing to Take PCLS Comment by MB15 September 20
  • Following the drawdown review we use something that we found on Royal London, I can't remember off it the top off the head I'm afraid. But when you log in as an adviser they have a review service & Business tools tab. One of those a has a …
    in Decumulation ATR Questionnaire Comment by MB15 August 20
  • @MFord777 said: Hi, I just can't seem to get my head around the below question. Could someone please explain the calculation behind it as I can't seem to work it out. Thanks in advance There's no stamp duty on Joshua…
    in RO2 question query Comment by MB15 March 2021
  • Our company have to send manual letters out, we use Intelligent office to pull off an excel spreadsheet with the name and plan type of every client that holds a specific fund. Create a generic letter for all clients with the reason the fund isn't…
    in Bulk fund switch Comment by MB15 January 2021
  • Where I work we have IFA's & Secretaries>Technical Dpt>Admin Dpt and we all use the same office system. The technical department is report writers, the adviser recommends what they want and it gets written up with no paraplanners. Ad…
    in Team Structure - What works for you? Comment by MB15 January 2021
  • There's info here, depending on the wrapper: https://www.standardlife.co.uk/investments/funds/with-profits-information e.g. https://lib.standardlife.com/library/uk/uwp1p.pdf Says there's two bonuses a regular and final, that will increase…
    in Standard Life With Profits - 4% Guarantee Growth Rate Comment by MB15 January 2021
  • @ClaireE1 said: Hi, thank you for this, still a little confused, the link states - EPS divided by the dividend per share which is as I though, so 20/5 = 4 I'm not sure if I'm missing something? I cant work out a pence price for the dividend as…
    in RO2 question query Comment by MB15 December 2020
  • Hi, Try this link for a basic breakdown: https://brandft.co.uk/4-investment-ratio-calculations-you-need-to-master/
    in RO2 question query Comment by MB15 December 2020
  • On Zurich when you key on business for Personal Pension contributions it lets you select tax relief as an option, so you would choose Retirement Account, the source of wealth, relevant earnings then the contribution amount and then Tax relief Yes/No…
    in Pension that accepts gross personal contributions Comment by MB15 February 2020
  • Hi, This seems like a good thread to ask. I'm a pensions administrator currently doing the R0 exams, I've worked for 1 year at a pension provider and 2 years at an IFA office and would like to do paraplanning. However in my current company I…
    in Assessing an interviewee's writing ability Comment by MB15 January 2020
  • @CCatkins12 said: @MB15 said: This why I think they should re-do J09 Paraplanning as that includes report writing , but every employer instead looks for the full diploma. I'm an administrator where we have also technical…
    in Administrator to Paraplanner - Struggle! Comment by MB15 November 2019
  • This why I think they should re-do J09 Paraplanning as that includes report writing , but every employer instead looks for the full diploma. I'm an administrator where we have also technical team and then the advisers, but I'm practically workin…
    in Administrator to Paraplanner - Struggle! Comment by MB15 November 2019