BryceClark22

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BryceClark22
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  • @les_cameron Thank you for clearing that up, I was unaware RNRB was available regardless, as I thought they had to have a qualifying interest post 2015? For the example used, is that still the case as on her death the home will not be in his esta…
  • Hi @benjaminfabi thanks for the response, that would make sense! I think I am struggling to get an answer on what is classed as unused RNRB? Is it, that he didn't qualify for one and therefore unused or is it, that he qualified but didn't have prope…
  • Great - thanks for the responses both. Really useful calculator too cheers
  • To add some variety of answers.. I thought it was horrendous haha. I studied for 5 months, followed a structured training programme, did well in exam condition past papers and for some reason felt like I completely fell apart in the exam! Lesson lea…
  • @SimplyParaplanner said: You are correct about the Discretionary Trust however N&S are no where near having a IHT issue with assets inside the estate of around £250K so is this a concern at this stage, or more something to consider as part of…
  • Hi, I have had some experience with this. It is definitely still in the early stages and they're evolving it every day. I think if they continue to develop this process it will be a really powerful tool. Positives so far: * It makes gatherin…