Updating templates for 2019/20

Hi, for those of us who 'own' our firm's suitability templates, they will require updating shortly. I thought it would be useful to have something here to refer to. These are the obvious points that spring to mind. Is there anything obvious I have missed?

• ISA allowance unchanged at £20K
• JISA increased from £4,260 to £4,368
• CGT exemption £12,000…£6,000 for trusts
• LTA increased to £1.055M
• Income tax bands

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