Innovative Finance ISAs

This is a bit of a strange one given that the FCA haven't given authorisation to many firms in the market yet (I've found only 2, but only 1 company that is actively ready to market the ISA product), but I was just wondering how people are going about their due diligence for these new IF ISAs? 
I've come across some very weird and wacky P2P offerings in my own research, some that make me question how they ever were allowed to operate in the first place!
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