TTFAC and previously taken SSPTFC

Hi,

We are looking into whether to apply for a TTFAC for a client.

They took SSPTFC pre-2024. For simplicity sake:

  • Amount crystallised: £600,000
  • Enhanced Tax-free cash taken: £240,000

As far as calculating whether or not to apply for a TTFAC, how do you calculate the "tax-free lump sum taken" with regards this scheme? Is it the full value of the tax-free cash taken (£240,000), or is it 25% of the amount crystallised (£150,000)?

Thanks

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