Unitised with-profits help
It;s been some time since I researched a with-profits and would appreciate any help.
Would someone be kind enough to share their list of questions for with-profits pensions please.
Also I have a client that has a plan with Scottish Widows where any contributions prior to 1 July 1994 (plan started 1989) benefit's from a guaranteed 4% per annum, however the bonuses declared prior to 1989 were above and beyond 4%. Is there any way the guaranteed can come into effect?
Many thanks in advance.