Any suggestions please, on an IP provider for someone who indulges in skiing (off piste no guide)
You'll want to find the cheapest for the client first, then if that has everything the client needs (definition wise etc) then just run the app with the provider and it will usually give that exact question regarding Skiing or extreme sports.
So just run an application for the client on IRESS, and go from there.
The Exeter might be worth considering as I think they do specialised cases. (Pioneer Friendly Society used to but they've been bought and their buyers (Scottish Friendly) don't appear to offer income protection any more)