Multi Policy Cover for PETs

Client with a few prior PETs all in different years and above NRB.

A multi-policy seems to be simplest way to sort the varying potential tax for the 3 separate beneficiaries of the gifts.

Anyone have experience with insurers that offer this?

Looking at Royal London, L&G, LV= at the mo.

Any others anyone has had experience with....?

Ta v much.

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