Sean_Fernyhough

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Sean_Fernyhough
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  • These are two different things: 1) charging and justifying your time 2) Managing your time and ensuring that you are "on it" when you're supposed to be. For charging and tracking time I use Harvest. For training myself to be "on it" I use the …
  • * Interest earned on cash (outside of special wrappers like ISA's) whether bank account or deposit based. Taxable interest - so not ISAs or tax free NSI products * Coupon payments from bonds & gilts * Chargeable gains from offshore bonds And …
  • My understanding: 1. When making a CLT the full IHT NRB becomes available again after 7 years. 2. If a CLT has been made less than 7 years previously then the value of that earlier gift (less gift allowances) reduces the NRB available when claulat…