Phased Drawdown Calculator

ruthiebusybee · March 13

Hi all

One of our advisers has asked for a Phased Drawdown calculator, and apparently the M&G Retirement Modeller doesn't show what he needs - any suggestions?

I think he's looking for a table/graphic that shows the accrual pot reducing over time and the FAD pot growing.

Many thanks

benjaminfabi · March 13

I would be tempted to build this in excel and create a chart from the output.

It shouldn't be too difficult. I'm not aware of any calculators that will model this, as most will assume phased DD is using 100% of what's taken from the accrual pot.

Nath · March 14

If you are using a decent cashflow modelling tool, you could show this in the charts/tables by setting the correct withdrawal. We use Voyant and it would show the amount coming out of one pot and into the other.

les_cameron · March 17

Try this https://www.mandg.com/wealth/adviser-services/tech-matters/tools-and-calculators/lsa-lsdba-modeller

ruthiebusybee · March 17

Thank you all! Much appreciated!

Phased Drawdown Calculator

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